Comprehensive Electronic Medical Advance (CEMA)
Unique to the medical and healthcare sectors, working capital advance on future electronic payments – including credit card, debit card, CareCredit, ACH and imaged check transactions – an effective and simple solution for your immediate capital needs.
As an agency providing medical professionals with a new and heralded program for immediate capital funding, once again NorthPoint Business Funding demonstrates its viability in the field of providing shorter-term financial solutions with the introduction of our Comprehensive Electronic Medical Advance (CEMA).
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As a direct effect of our partnering with some of the most creative providers in the capital advance industry, CEMA is an easier, less expensive, and more flexible form of financing, effectively replacing medical accounts receivables financing.
This program was devised to meet the unique concerns of the healthcare industry – as well as peripheral organizations (e.g. assisted living centers, medical supply, etc.) much of whose funding is via ACH from insurance and government sources. With CEMA, providers are able to leverage all of their electronic receivables to obtain financing, in the process freeing themselves from the burden of collateralizing specific invoices – those traditionally backed by personal guarantees to satisfy the underwriting needs of the lender.
